Protect your estate and your income!
You most likely benefit from a liability coverage with the insurance of your car, home, condo, boat, or in the setting of your professional activity. However, the limits of your ‘principal’ contract are not always enough to protect you if you are held responsible in a court case. In a society where the number of lawsuits is always increasing, it is important to be protected, as is evident in these frequent real-life examples: (the cases below are examples and have no contractual values).
Intergroupe USA focuses on ensuring that you properly understand your coverage. A perusal of your policy paperwork and a quick call to our experts will set you in the right direction. We will happily provide you with a quote adapted to your specific situation and according to your unique needs.
A slip and fall
You receive guests in your home. One of them slips, falls in your driveway, and gets injured. You will most likely be held responsible and will have to pay the medical bills of your friend. Your responsibility insurance is there to cover you.
You rent one of your properties and notify the tenant of their future expulsion. However, you did not respect the delays and formalities required by the law and are condemned for wrongful eviction. Your responsibility insurance is there to cover you.
You are walking your dog on its leash; a child exits his house and runs towards your dog. Scared, the dog bites the child which leads to serious injuries and medical bills. Your responsibility insurance is there to cover you.
One of your guests drank too much before taking his car to go home. On his way home, he has an accident which leads to damages you are declared responsible for. Your responsibility insurance is there to cover you.